Free online calculators that show the working

Type what you need to work out. You get the answer, every step behind it, and the full tool if you want to go further. No signup, and nothing leaves your browser.

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Quick answer: Anchor AI Tools is a free collection of 65 online calculators and PDF tools for payroll time, home projects, tax, life insurance and business. Each calculator shows its formula and a worked example, and the PDF tools process files in your browser instead of uploading them.

65free tools
19step-by-step guides
0accounts needed
0 KBof your PDFs uploaded

Pick the job you are doing

Tools are grouped by the task in front of you, not by maths type. Start with the most useful three, or open the full list.

Every tool, A to Z by topic

All 67 tools on one page. Each one opens straight to a working calculator or file tool.

Time and payroll8

Home and building19

Money and tax14

Business and HR8

PDF tools11

Website and SEO1

More calculators4

A number is only useful if you can check it

Every calculator page follows the same rules before it goes live. They are written out in full in our editorial standards.

Worked example: 8 hours 20 minutes as decimal hours

  1. minutes ÷ 60
  2. 20 ÷ 60 = 0.3333
  3. 8 + 0.3333 = 8.3333
  4. round to 2 places: 8.33
  • The formula is on the page

    Each tool explains its method in plain words, so you can repeat the sum yourself or show it to a manager or client.

  • Worked examples are tested

    Every calculator is checked against its worked example before publishing and again after each change.

  • Your files stay with you

    PDF tools run on PDF.js and pdf-lib inside your browser tab. Documents are never sent to a server.

What is new

New tools and guides are added on a steady schedule, and older pages are re-checked as rules and prices change.

Questions people ask

Are the tools on Anchor AI Tools free?

Yes. Every calculator, converter and PDF tool is free, with no account, no trial and no watermark on PDF output.

Do my PDF files get uploaded anywhere?

No. The PDF tools open and change your file inside your browser tab using PDF.js and pdf-lib. The document is not sent to a server or stored.

How accurate are the calculators?

Each calculator shows its formula and a worked example so you can check the result by hand. Cost and tax tools give planning estimates, so confirm final figures with the relevant tax office, lender or contractor.

How do I convert minutes to a decimal for a timesheet?

Divide the minutes by 60 and add the result to the whole hours. For example, 8 hours 20 minutes is 8 + 20 ÷ 60 = 8.33 hours.

Can I type a calculation straight into the search box?

Yes. The box at the top understands simple requests such as 20 minutes in decimal, 15% of 240, 12 x 14 ft or 7:45 to decimal, and shows the answer with its working plus a link to the full calculator.

I found a mistake. How do I report it?

Email hello@anchoraitools.com with the page address and what looks wrong. Reported errors are checked and the page is corrected and re-dated.

Calculators on Anchor AI Tools give estimates for planning purposes. Tax, mortgage, payroll and cost results depend on rules and prices that change, so confirm final figures with a qualified professional or the relevant authority before making a decision.